First of all you should understand that although there although there are some limitations, the employer/carrier is required to provide the injured worker with all medically necessary medical treatment required for their injury. This includes diagnostic tests, surgeries, therapy, medications, etc.
Medical benefits are commonly in dispute as insurance carrier’s will at times deny or delay needed medical benefits. This can cause additional harm to an injured worker as they are trying to recover from their injury. You should consult with Joseph M. Rooth, a Florida bar board certified workers’ compensation attorney if you are being denied needed medical benefits (or these are being delayed by the insurance carrier). Claims can be filed seeking these benefits. In many cases, when the insurance carrier wrongfully denies these medical benefits, after your attorney has filed a claim, then the insurance carrier will be responsible for payment of your attorney fees. It is things like this, that are a benefit of having Joseph M. Rooth, on your side as the claim for payment of your attorney fees and costs, can sometimes spur the insurance carrier into faster action on providing you these needed medical benefits.
Injured workers should understand that although it may seem that they do not have any rights or control of their medical care, they do. Injured workers do have rights! Injured workers have the right to a one time change of treating physician. However, this is a right that should be exercised very cautiously as it can only be done once freely. You should consult with Joseph M. Rooth before even contemplating exercising this right. If this request is done in writing to the insurance carrier (not verbally), and the insurance carrier fails to respond within a certain amount of time, we take the position that we get to select the new treating physician. This can make a big difference in these cases and in the quality of the medical care that you receive.
Do not just let the insurance carrier send you to different doctors whenever they want. Sometimes, they do not like the opinions or the recommendations of your treating doctor and want to send you to someone else. They are not always entitled to do this. Be very careful of “second opinions” that the insurance carrier may try to set up for you. Be careful of any statements that the insurance adjuster or “nurse case manager” make concerning your medical care or your physicians. Realize that these people do not represent you or your best interests. It is important that you consult with Joseph M. Rooth if you have any questions at all regarding your medical benefits through workers’ compensation.